Skip to the content

Insurance Blog

Am I Required To Have Homeowners Insurance?

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...

Rain and motorcycle riding: How you can stay safe

Rain and motorcycle riding: How you can stay safe

As motorcyclists, we understand the call of the open road. We seek the joys of natural-world experiences and desire more than air-conditioned car rides enduring—at best—the scent of cardboard pine trees dangling from rearview mirrors. While we welcome nature’s open-air sights and smells, there are admittedly some uncontrollable elements that we face on the road. Consider rain—its scent usually reaches our nostrils just before it...

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

Planning Your Driving Route For Maximum Efficiency

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

Summer motorcycle gear tips to help keep you cool

Summer motorcycle gear tips to help keep you cool

Most motorcycle gear—leather jackets, pants, gloves, and helmets—is designed for the purpose of protection. During the steamy heat of summer, these pieces get hot quickly. But don’t worry, there are plenty of gear options to help keep you safe and feeling cool—even during the hottest months of the year. Here’s what you can do to keep cool while riding: Invest in a venting helmet Most...